DRD Insurance Agency Blog

When you buy your first automobile or even when you first start to drive the family car, CA auto insurance is extremely important for your protection. You will need to purchase the minimum liability insurance required in CA, but other types of coverage are also important. Driving without collision coverage could be a costly exercise if you should have an accident.

For a student who drives the family car, it may be cheaper to include him or her on the family auto policy. Very young drivers are often costly to insure due to their high risk level. The combination of youth and driving inexperience means that teens in particular are over-represented in automobile accidents.

For young single adults who are working, it’s important to realize that many factors will affect the cost of auto insurance, including the driver’s age, type of car, credit rating, how much driving is done, policy deductibles, driving record, and the types of coverage purchased.  

Not all CA auto insurance is created equally and many factors affect the cost of premiums. When shopping around for a policy, make sure to ask about discounts for factors such as a good driving record and driving a safe car and always get several quotes before you commit to a policy. Why not start your search by calling us?
 

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