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Earthquake Insurance in La Habra, Whittier, and Brea California

Protecting California Homeowners against Earthquake Damages

California has more earthquakes than any other state in the U.S except for Alaska.  The damages of the earthquakes that California suffers occur partly in residential and commercial areas, and for this reason these damages are costly.  This is one reason why California homeowners need protection against earthquake damages, and insurance provides necessary protection.  At DRD Insurance Agency we have a comprehensive earthquake insurance program, and through this program we write tailored solutions for individual clients.  We’ll write a tailored solution for you and as a result you’ll be fully covered for the right price.  Whether you live in a high-risk area and have considerable assets to protect or you live in a low-risk area and have no more than a dwelling and a few belongings to protect, we will help you.

Earthquake Insurance Coverage Details

Earthquake insurance coverages are a lot like homeowners insurance coverages.  Earthquake insurance coverages protect against damages to dwelling structures and to belongings and they protect against some liabilities.  There are different kinds of damages against which earthquake insurance protects and each of these kinds of damages requires distinct coverages.  We’ll help you find the right coverages and we’ll also ensure that your policy fits. 


We work with a variety of carriers in order to give you the best possible selection of options, and the options in the selection that we offer include:   


  • Property
  • Homes
  • Condos
  • Mobile Homes
  • Scheduled Property


In some cases it may be possible to combine earthquake insurance with other types of insurance.  If a combination of your earthquake insurance and another type of insurance is possible, we’ll make it.  Just speak with an agent to learn about your options.


Your Risk


Over time, earthquake damages in The Golden State have cost billions of dollars, and some of these costs could have been avoided.  Avoidance could have been achieved through preparedness, and for homeowners, preparedness means having insurance.  The costs of your insurance will depend partly on the level of risk you face.  Earthquake risk levels are determined in part by seismic zones.  Find out in which zone you live by using The California Department of Conservation’s Regulatory Maps


Also, find out how likely Southern California is to have a high-level earthquake in the near future by reading CURBED’s recent publications


Services and Support


We’ll consult with you one-on-one in order to create the best possible solution.  We’ll monitor the solution that we create once it’s in place, and we’ll keep you informed.  We’ll also manage your risk and we’ll manage any claims that you file.  We’re reachable whenever you want or need to get a hold of us, so it’ll be easy for you to get the information that you need in order to make the best decisions.


Please contact us or give us a call to learn more.  You can request a quote if you’re ready to get started.


Additional Earthquake Insurance Information:

We’re proud to provide earthquake insurance in La Habra, Whittier, Fullerton, La Mirada, San Diego, and Brea, CA.  We also serve other areas in the state.