As winter approaches, it's natural to be concerned about keeping your home safe and warm. Taking a few proactive steps now can help prevent stress and potentially costly insurance claims down the line. Here's a set of easy-to-follow tips to prepare your home for winter.

Insulate Exposed Pipes

Prevent freezing and bursting of pipes, especially those in basements or exterior walls. Proper insulation can save you from significant water damage.

Update Smart Thermostat Settings

Modern smart thermostats adjust automatically to minimize energy waste. Set yours between 68°F and 70°F while at home to maintain comfort and efficiency.

Schedule a Heating System Checkup

Ensure your heating system is ready for the cold months with an annual inspection. This can help prevent surprise breakdowns during frigid weather.

Clear and Check Solar Panels

If you use solar panels, activate their winter mode and clear them of snow after storms to maximize efficiency.

Seal Gaps Around Windows and Doors

Classic yet effective, sealing gaps can retain heat and lower your energy bills significantly.

Boost Indoor Air Quality

Consider using HEPA filters for viruses and particles, or MERV 13+ filters for dust and allergens, to improve air quality in your home.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables. This documentation can streamline insurance claims if needed.

Clean Out Gutters

Prevent ice dams and water damage by clearing leaves and debris from gutters before heavy snows hit.

Even adopting a few of these strategies can make a significant difference in protecting your home this winter. Stay proactive, and remember, it's never too late to start. Consider reviewing your homeowners insurance policy with us, especially to clarify coverage for winter weather events.