Call Us (562) 691-0867 ☰ ˟
DRD Insurance Agency
Call Us (562) 691-0867
  • HOME
  • PRODUCTS
    • Automobile Insurance
    • Business Insurance
    • General Liability Insurance
    • Earthquake Insurance
    • Homeowners Insurance
    • Life & Health Insurance
    • Motorcycle Insurance
    • Personal Umbrella Insurance
    • Recreational Vehicle Insurance
    • Specialty Automobile Insurance
    • Watercraft & Boat Insurance
  • GET A QUOTE
    • Auto Insurance Quote
    • Auto Warranty Coverage Quote
    • Mexico Travel Insurance Quote
    • Business Owners (BOP) Quote Form
    • Commercial Auto Insurance Quote
    • General Liability Quote Form
    • Workers Compensation Quote
    • Earthquake Quote
    • Homeowners Insurance Quote
    • Motorcycle Insurance Quote
    • Personal Umbrella Quote Request
    • Recreational Vehicle Insurance Quote
    • Classic Cars Insurance Quote
    • Watercraft Insurance Quote
  • CUSTOMER SERVICE
    • Manage My Policy
    • Add Driver to Existing Auto Policy
    • Add Vehicle to Existing Auto Policy
    • Remove Driver from Existing Auto Policy
    • Remove Vehicle from Existing Auto Policy
    • Request Declaration and Coverages Page for Auto Policy
    • Request ID Card for Auto Policy
    • Send Declaration and Coverages Information to Lien Holder
  • RESOURCES
    • Refer a Friend
    • Payments & Claims
    • Insurance Glossary
    • Blog
  • ABOUT US
    • About Us
    • Partners Page
    • Location Map
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • CONTACT US
House and Car

Auto & Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Briefcase

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life and health

Life & Health

We browse through a wide variety of coverages and find the right one for you.

Learn More
Sailboat

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Earthquake

Earthquake

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Don't Let Termites Destroy Your Home
TUESDAY, APRIL 12, 2022

Don't Let Termites Destroy Your Home

You have probably seen the commercials of a giant termite and his friends eating away at the wood in a home. While the size of the termites on those commercials is exaggerated, the damage isn't. Those little wood-eating bugs can cause a tremendous amount of damage to both your home and your bank account.  

Is that damage covered by home insurance? That depends on your policy. The answer is maybe because insurance companies consider termite damage preventable. If your home is significantly damaged because you ignored the signs of termites, then the insurance company says you should pay the damages. But, your homeowners insurance might pay collateral damage. That means that if termites damage a beam of wood in the house and the roof collapses, then your insurance might cover the cost of the roof. But you will need to cover the cost of the beam.  

So, how do you know if there are termites eating away at your house? Here are some of the signs:a small house in the background 

1. One sign of termites is buckling wood, swollen floors or little mazes in wood furniture. 

2. Mud-like dirt piled in corners or in irregular lines along baseboards.  

3. Swarms of termites outside or piles of termite wings. 

4. Paint on walls that is buckling. 

What do you do if you see any of these signs or are just wondering if you have termites? First thing is to call a pest control company and have them inspect your house. If termites are found, that company can tell you the options for getting rid of the termites and repairing the damage. 

Second, keep the paperwork. You want to prove to your insurance company that you have been proactive and have gotten rid of the termites. That's just in case there is collateral damage. 

Third, talk with an independent insurance agent today and make sure you know what is and isn't covered in your home insurance. Ask your agent for recommendations on who to inspect your home and how often you should have it inspected. Your insurance agent wants to help you protect your bank account from those wood-eating termites just as much as you do. 

Get the coverage you need. Call DRD Insurance Agency at (562) 691-0867  for more information on home insurance. 
Posted 3:24 PM

Tags: homeowners, policy, coverage, insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020

  • insurance(18)
  • coverage(16)
  • policy(6)
  • auto(6)
  • car(5)
  • belongings(3)
  • umbrella(3)
  • personal(3)
  • home(3)
  • liability(2)
  • disaster(2)
  • preparation(2)
  • renters(2)
  • damage(2)
  • dangers(2)
  • commercial(2)
  • benefits(2)
  • earthquake(2)
  • healthcare(1)
  • general(1)
  • terms(1)
  • auto insurance(1)
  • home insurance(1)
  • california(1)
  • life(1)
  • renters insurance(1)
  • accident(1)
  • retirement(1)
  • earthquake insurance(1)
  • classic(1)
  • replacement(1)
  • boat(1)
  • pets(1)
  • coverage limits(1)
  • mexico(1)
  • high-risk(1)
  • bop(1)
  • homeowners(1)
  • tire(1)
  • whole(1)
  • collision(1)
  • storm(1)
  • costs(1)
  • claims(1)
  • home owners insurance(1)
  • equiment(1)
  • vintage(1)
  • motorcycle insurance(1)
  • rv(1)
  • la habra(1)

View Mobile Version

Call or Text

Facebook LinkedIn Google Yelp YouTube

Resources

  • Get a Quote
  • Customer Service
  • Payments / Claims
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us

511 S Harbor Blvd. Suite B
La Habra, CA 90631

Call: (562) 691-0867 | Text: (562) 265-3642 | info@drdinsurance.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder